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Regulators around the world have been scrambling to develop new tools to monitor this burgeoning sector, which has grown dramatically since the financial crisis in 2008 and now makes up around half of global assets.

BUSINESS LIVE: EasyJet flags impact of Middle East crisis; Rolls-Royce lifted by civil aerospace growth; Pets at Home profits hurt by logistics costs You should not apply for an amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action. The Banknote Character Advisory Committee, with the help of public focus groups, created a shortlist of 12 options. These were:

What does it mean for savers?

BUSINESS LIVE: EasyJet cautious on winter outlook; Rolls-Royce lifted by aerospace; Pets at Home profits... Ernest Rutherford (1871-1937) – who uncovered the properties of radiation, revealed the secrets of the atom and laid the foundations for nuclear physics. Technical drawings for the British Bombe, the machine specified by Turing and one of the primary tools used to break Enigma-enciphered messages during WWII. Are you winter driving ready? Our 10 tips to prepare your car for freezing temperatures and icy roads JEFF PRESTRIDGE: Customers dealt a bad hand on credit card 'holds' on hire cars, hotels and petrol pumps

Srinivasa Ramanujan (1887-1920) – whose incredible talent for numbers helped transform modern mathematics. Rosalind Franklin (1920-1958) – who drove the discovery of DNA’s structure, a critical breakthrough in our understanding of the biology of life. The FPC also voiced worries over vulnerabilities in the market-based finance sector, often known as shadow banking. Market-based finance includes a wide range of different financial institutions including insurance firms, pension funds, hedge funds and money market funds (MMFs). That provoked mortgage lenders to rush to hike the interest rate on home loans, while Bailey admitted it would take 'a lot longer than we expected' for headline inflation to fall from its current 7.8 per cent. The Automatic Computing Engine (ACE) Pilot Machine which was developed at the National Physical Laboratory as the trial model of Turing’s pioneering ACE design. The ACE was one of the first electronic stored-program digital computers.Radio 4 broadcaster Paul Lewis tells ME & MY MONEY: My whole pension is in CASH and not shares... after all I am Mr Money Box From space to book festivals - SARAH HARTLEY looks at 20 hidden gems buried in the Autumn Statement